It's that time of year again! Medicare's Annual Enrollment Period runs from October 15th through December 7th, and we want to make sure you're prepared to review your Part D prescription drug plan for the upcoming year.
Important Update About Part D Services
This year, we're making a change in how we handle Part D prescription drug plans.
Recent industry regulations and new laws have significantly changed how Part D plans operate, and we will not be certifying with these companies for the upcoming enrollment season. While these changes are out of our hands, we didn't want to simply leave you to figure this out on your own.
Instead, we've found a way to empower you with the tools and knowledge to handle this process yourself.
Your New Part D Planning Resource
We've developed a comprehensive step-by-step tutorial and video guide that walks you through exactly how to compare Part D plans on your own. This tutorial shows you how to:
- Create your account on Medicare.gov (if you haven't already)
- Log in and update your current medications
- Run a complete Part D comparison to find the best plan for your specific needs
- Understand the results so you can make an informed decision
This approach gives you complete visibility into all available options during enrollment season. If you're not comfortable navigating the website yourself, don't worry–ask a tech-savvy family member or friend to help walk you through the steps.
How to Find and Enroll in Medicare Part D Plans
Getting Started on Medicare.gov
- Visit Medicare.gov
- Close any pop-up boxes by clicking the X
- Scroll down and click Find Plans Now in the green box under "Find Health and Drug Plans"
- Enter Your Location
- Scroll to the middle of the page
- Enter your zip code and county if prompted
- Click Continue
- Select Plan Type
- Click Medicare drug plans (Part D)
- Click the Find Plans green button
Eligibility and Assistance Questions
- Financial Assistance
- When asked if you get help: If you have worked and have assets, you generally do not qualify for help
- Click "I don't get help from any of these programs"
- Click the green Continue button
- Drug Cost Comparison
- "Do you want to see your drug costs when you compare plans?" - Click YES
- Click the green Next button
Adding Your Prescriptions
- Prescription Entry Options
- If you don't take prescriptions: Click See Plans Without Drug Costs
- If you take prescriptions: Continue with steps below
- Entering Your Medications
- Begin typing your first prescription name
- Find the exact medication from your container using the drop-down menu
- Click on the drug name, then press Add Drug
- Enter dosage using the drop-down arrows for dosage and frequency options
- Click Add to My Drug List
- Keep clicking Add Another Drug until all prescriptions are entered
- When complete, scroll down and click Done Adding Drugs
Pharmacy Selection and Plan Comparison
- Choose Your Pharmacy
- Scroll down to find your pharmacy
- Check the box beside it (select only one pharmacy to avoid confusion)
- Scroll to bottom and click Done
- Review Plan Options
- Review the list of available plans
- Ensure "Sort Plans By" shows "lowest drug + premium cost"
- Click the blue Plan Details button to view plan specifics
- Use the back arrow to return to the plan list
Enrollment
- Enroll in Your Selected Plan
- Click the green enrollment button under your chosen plan
- Follow the enrollment process prompts
We're Still Here for Everything Else!
Please remember that we remain your dedicated team for all other Medicare and insurance needs:
- Medicare Supplement or Medicare Advantage plans
- Life insurance and Annuities
- Supplemental health solutions, like dental, hearing, vision, and cancer coverage
Important reminder: As always, be cautious of television commercials, junk mail, or telemarketing calls about Medicare plans. When you have questions, call us first.
Thank you for your continued trust in our services. While this Part D process is changing, we believe this new approach will give you more confidence and control.
If you have any questions about this change or need assistance with any other insurance matters, please don't hesitate to call us at 217-423-8000.
