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Centrally located in downtown Decatur, Sams/Hockaday & Associates has been serving Illinois seniors since 1981. In a business that's based on trust, we've built a strong reputation in providing value to our customers.

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Learn the Lingo: What Does Guaranteed Renewable Mean?

When it comes to insurance options, there’s a lot of lingo, and today, we’re looking at the term guaranteed renewable. We often get asked this question: what does guaranteed renewable mean? For many seniors and baby boomers, being dropped from your insurance coverage is a huge concern. In the past, perhaps you had an insurance policy and w..

Should I Buy Cancer Insurance?

As you enter the world of Medicare and maybe retirement, it can be a great time to consider carrying cancer insurance. And in the spirit of Cancer Control Month, we wanted to take a really in-depth look at the merits of cancer insurance. Do you really need it? And is cancer insurance affordable? Do you really need cancer insurance? Wh..

How Do Taxes on Annuities Work?

Annuities are a great, safe way to earn interest on your money, but we get asked this question quite a bit: do you have to pay taxes on annuities? For starters, there are many different kinds of annuities. Since we work in the senior market, we typically focus on one kind of annuity, which is a fixed annuity. If you want to know more abou..

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