How Agents Get Paid

Our services are completely free here at Sams/Hockaday.

Whether it’s doing an annual review with you or running a drug comparison, we will never charge you for our assistance.

That leaves a lot of clients with a simple question:

how do you get paid?

Our service is commission-based, which means your agent is paid a commission when they sell an insurance policy. That money does not come out of your pocket, though – the insurance company provides that commission.

For example, let’s say you buy a Medigap policy from Cigna. Cigna then pays a commission to your agent. We represent dozens of insurance carriers, which means your agent is likely appointed with – or is able to sell – many different types of products from many different companies.

Commissions vary greatly depending on the type of insurance sold and what the premium of that insurance is. For example, let’s say you purchased a plan with a $1,000 annual premium. The agent might be paid a 15% commission or $150 for that sale.

What many people don’t realize is that you pay the same premium if you buy from us as if you bought directly from the carrier. The difference is that you have an advocate by your side when you choose to work with us.

We will help you save money and time on your insurance while offering support all along the way.

While we realize that selling insurance is what keeps our doors open, we want you to know that our dedication to serving you is what gives our business purpose.

Our agents have chosen this profession to help our local adults navigate the confusing waters of Medicare. That’s why we don’t stop serving you after the sale. We will be by your side every step of the way, from annual reviews to assisting you with the complicated claims process.

Don’t take our word for it. Here are some testimonials from our long-time clients.

The friendliness of the whole staff is first on my mind. Dianne has done such a good job always looking for the best insurance for the best price, and being there to help with filing other insurance forms if needed.
R.S., Customer
Take the time to come to our home and talk face-to-face about our healthcare insurance options. Rachel is very knowledgeable and can answer our questions. Additionally, if we have any encumbrances with a prescription or a pharmacy, Rachel quick to get involved and help us solve it. It is a good feeling knowing that we have knowledgeable support just a phone call away.
J.L., Customer
Luke Hockaday is my agent and that insurance firm will help you in every possible way to get the best price for you. And from year to year review your insurance. Give them a call you will feel the same way i do.
S.B., Customer

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AARPBlue Cross Blue Shield of ILCSI LifeEquitableKSKJ LifeMutual of Omaha

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Disclaimer: We do not offer every plan available in your area. Currently we represent 4 organizations which offer 41 products in your area. Please contact, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.