Drug Plans Change Every Year
Do you have the best plan for your needs?
Annual Election Period is Oct. 17 through Dec. 7
Whether your premiums change or not, there's a good chance that the medications covered by your plan change yearly. Let us help you choose the best plan.
Prescription Drug Plan Basics
Choosing a Medicare Part D prescription drug plan can be confusing! Sams/Hockaday & Associates doesn't sell prescription drug plans, but we know Medicare, and can run a comparison based on the medications you take, and help you choose the plan that's best for you for this year. This is a free service.
What Drug Plans Cover
Each plan has its own list of covered drugs, separated into tiers, with higher tiers having higher priced drugs.
Costs for Medicare Drug Coverage
Drug costs are based on the plan you choose, whether you go to a pharmacy in your plan's network, and whether the drugs you use are on your plan's formulary.
When You Can Join a Drug Plan
In most cases, you can join during the Open Enrollment Period, which is from October 15 to December 7 each year.
Part D Works with Other Insurance
Plans can work with employer coverage, COBRA, Medicare Supplement plans, Medicaid, long term care facilities, and more.
Using an Agent is Free!
Did you know that it doesn't cost a penny more to use an agent? Agents can SAVE you money by using their years of experience to find the right plan with the right carrier for YOU.