Blog

Which Medicare Drug Plans Pair Best with Local Pharmacies In Decatur, IL?

Which Medicare Drug Plans Pair Best with Local Pharmacies In Decatur, IL?

Print Friendly and PDF

Do you prefer going to a local pharmacy like Colee’s, Dale’s, or Sav More?

Make sure your Medicare Part D drug plan is compatible so you can minimize your out-of-pocket prescription costs.

Get Your AEP To-Do List

This easy-to-understand list for the Annual Enrollment Period will help you save money, ensure your benefits are the best they can be, check that your doctors are still in network, & more.

Get My To-Do List
Get Your AEP To-Do List

What is Medicare Part D?

Medicare Part D is your prescription drug coverage. Part D plans are sold by private insurance companies and approved by Medicare.

Everyone with Medicare can enroll in a Part D plan, and if you don’t when you’re first eligible, you may start accruing late enrollment penalties.

Every Part D plan is different – drug plans have different premiums, copays at the pharmacy, formularies, and in-network pharmacies.

It’s important to shop Part D plans every year during the Medicare Annual Enrollment Period (AEP), which lasts from October 15-December 7.

Which Medicare Part D Plan Is the Best?

The beauty – and complexity – of Medicare Part D plans is that every plan is different. There are dozens of options, which offers a lot of freedom of choice, but it can be hard to determine which plan is best.

With Medicare Part D, there truly is no “best” plan for everyone. We can run a personalized plan comparison with your medication list and preferred pharmacy. Then, we can quickly see which plan is compatible with your drugs and will cost you the least amount of money.

Example of a drug plan comparison in Macon County, Illinois for 2022

In addition, Part D plans can change every year. If you loved your plan this year, it doesn’t mean you’ll love it next year. Premiums, copays, and deductibles can change, and the list of covered drugs (your formulary) can also change. It’s critical to shop the available plans every single year.

Read more: The Best 2022 Medicare Part D Drug Plans in Decatur, IL

Which Part D Plans Work Well with Local Decatur Pharmacies?

For clients looking for that hometown service, a local pharmacy can be a fantastic option. Many of our clients here at Sams/Hockaday prefer to go to a local pharmacy instead of a chain.

If you want to go to Dale’s Southlake, Colee’s Corner, or Sav More, you need to ensure your Medicare Part D plan is compatible.

You should always choose a drug plan that fits your medication list. In addition, you want to ensure your favorite pharmacy is in-network.

You should always choose a drug plan that fits your medication list. In addition, you want to ensure your favorite pharmacy is in-network.

Wellcare and Clear Spring

We ran dozens of Part D plan comparisons and found that Wellcare Value Script and Clear Spring Health Premier Rx consistently ranked in the Top 2 spots for most cost-effective plans.

Wellcare Value Script has an $11.70 premium and $480 drug deductible in 2022. Clear Spring Health Premier Rx has a $17.70 premium and $480 drug deductible in 2022.  

Plan comparison example using the Top 2 plans for those who prefer local pharmacies. The exact drug costs will vary depending on your prescription list. This example uses lisinopril and simvastatin in the drug comparison.

The best way to find out which plan is best for you is to call us for help (217-423-8000). We need your medication list to run a drug comparison. We will determine which plan has the lowest annual cost for you.

A perk of Clear Spring Health Premier Rx is Preferred Generics only cost you $1 at the pharmacy, which includes drugs like lisinopril, omeprazole, and simvastatin. Dale’s, Colee’s, and Sav More are all preferred in-network pharmacies, which means your copays will also be lower.

Should I Switch Part D Plans?

To find out if you should switch Part D plans, just give us a call! We can run a drug plan comparison as long as we have your medication list and favorite pharmacy.  

We can quickly determine the lowest cost plan in Decatur, IL, and we can give you a full breakdown of your costs under that plan, including what your monthly copays at the pharmacy will be.

Conclusion

Don’t forget that the Medicare Annual Enrollment Period (AEP) is one of the only times of year you can switch Part D drug plans. Even if you love your plan now, you need to shop the market to ensure it’s still the best plan for you in 2022.

Call us today to get a free drug comparison!

Get a Prescription Drug Plan Comparison

Whether your premiums change or not, there's a good chance that the medications covered by your plan change yearly. Let us help you choose the best plan.

Get Started
Get a Prescription Drug Plan Comparison

Here's what our clients say…