Even if you have diabetes, you can still get a Medigap Plan. To get a better idea of how you’d be eligible, we’ll go through some of the underwriting requirements as well as the open enrollment scenarios.

If you’re on Medicare, chances are you have a Medicare Supplement (also called a Medigap plan) to cover your deductibles, copayments, and coinsurance. And after a few years, you’ve become familiar with the dreaded “rate increase.” Letter after letter of 5% here, 7% there, 8.5% everywhere, and you wonder: what gives?

Insurance prices can feel like a mystery. Why does one company charge more than another for the same thing? Why does my neighbor have the same insurance as me, but they don’t pay as much?

If you’re a retired Caterpillar Union Worker (since 2005), you’ve gotten a letter in the mail about your health insurance changing. It can be confusing, and your options might be a little fuzzy. We’ve read the fine print and want to help you make the best financial decision you can.

The insurance industry has a lot of lingo — lingo that makes it somewhat difficult to understand. But once you can get a few phrases and terms under your belt, it all starts to feel a little bit easier. Today's tackle? Guaranteed Issue.