Traditional long term care insurance is expensive, hard to qualify for, and only a handful of companies still offer it. Could life insurance be a better alternative?

If you have been diagnosed with cancer and need to buy life insurance, rest assured that you still have options.

Once you understand all the needs for life insurance, like funeral costs or leaving a legacy, many get stuck on which kind of life insurance to purchase. Which is better: whole life insurance or term life insurance?

Even after the kids are up and out, life insurance is still an important part of life planning. Our local agents, located in our downtown Decatur, IL office, can help.

On average, smokers pay double what non-smokers do for the same life insurance coverage. But an awesome new life insurance policy has come onto the market that actually gives smokers a chance – and a huge break on the monthly premium.