If you’re nearing that lovely age of 65, you’re probably getting hounded with information. In the next 5 minutes, we’re going to give you a crash course on Medicaid, Medicare, and Medigap — everything from what they are to what you should do about it.

The Caterpillar Company Retiree Benefit Program is a good program, but it’s not the only option for non-union CAT retirees. Let’s look at how the plan works in relation to Medicare, and some ways retirees can save money while getting the same exact coverage.

When you go on traditional Medicare and choose to get Medicare Supplement insurance, there are no networks, and you have the freedom to choose any doctor and any hospital that accepts Medicare. Many people ask about spending the winter in Florida or a warmer climate...