It’s possible you’ve waited all your life to spend your golden years visiting quaint city cafes in Paris, exploring the glaciers of New Zealand, or crossing the Colosseum off your bucket list. If a medical emergency happened, would your Medicare plan cover you?

Hip and knee replacements are some of the most common surgical procedures in the U.S. We turned to Dr. Jacob D. Sams, MD, a board-certified orthopedic surgeon at Decatur Orthopedic Center (DOC), for some insights. DOC does over 1,000 joint replacements per year, and about 60% of their patient base is 65 or older.

Terms like “captive” and “broker” can get pretty confusing, so we came up with a quick metaphor to help.

Navigating through the confusion of Medicare and the many different options is hard to do on your own. We all need a little help! Let’s think of a friend we can be a great friend to, and let them meet your agent. We will reward you with a small gift of appreciation for your thoughtful act.

9.1 million people under age 65 have disabilities that allow them to qualify for Medicare coverage. Here’s what you need to know about Medicare, Medigap, Medicare Advantage, and everything in between.