Updated - You may have heard friends or colleagues discussing the "donut hole", but what is it? Medicare prescription drug plans have a coverage gap, commonly referred to as the “donut hole”. This coverage gap begins after you and your drug plan together have spent a certain amount for covered drugs. Here's what's covered, and what it means for your premiums.

If you’ve retired from Ameren, you may have been notified that your retiree benefits will be changing, effective January 1, 2019. While it may seem like you are required to purchase everything through Aon, we’re happy to tell you that you have options. If you would prefer to work with a local, family-owned company with a hands-on and personalized approach, you can do that.

When it comes to Medicare, there’s so much information to take in. However, there are certain little-known facts about Medicare that don’t get talked about that often.

Medicare Part D, or your prescription drug coverage, isn’t mandatory to have, but if you choose not to sign up for Part D, you’ll face a penalty. Here's how that penalty works.

If you’ve signed up for a Medicare Part D Drug Plan, but you haven’t received anything in the mail, you might be worried that your enrollment didn’t go through. Here's how to quickly check your Part D enrollment.