Blog

How Does Insurance Work?: How Insurance Started, How Your Premiums Are Set, and What Happens to the Profits

Maybe you decided to fill out a bracket this year, and maybe you threw 10 bucks into a pot with 10 other people. You, my friend, were doing exactly what insurance companies do.

Prepaying for My Funeral vs. Final Expense Insurance: Which One Should I Choose?

There’s only one thing everyone in the world agrees on. We are all going to die. We hate to be so morbid, but it’s important that you have a plan in place for this untimely, but absolute event. You don’t want your kids’ last memory of you to be full of stress and financial burden.

Does Medicare Cover Long-Term Care? (Video)

It depends. Medicare will cover your care if it’s medically necessary or it’s acute care in the hospital or at your doctor’s office. It will also help for some services that improve your medical condition. That includes things like physical therapy or rehabilitation.

What Medicare Doesn't Cover (Infographic)

You’ve lived life enough to reap the benefits of Medicare. You can celebrate, but before you pop the champagne, you should know what kinds of things Medicare doesn’t cover. Some things are more likely to be needed than others, so let's take a look at what may lie ahead.

How Medigap insurance helped Jerry and his wife after a cancer diagnosis

Jerry Birkey's wife was diagnosed with cancer in June of 2016. They have been using their Medicare coverage. Jerry explains how well they have been covered. He was only responsible for $21.65 out of hundreds of thousands of dollars.

Categories

Get our newsletter

Here's what our clients say…

Patty Gogerty
Patty Gogerty is always there when I need her. Very knowledgeable on the product and company she has selected for me, and makes me feel like I am the only client she has to deal with. Keep up the great job Patty !
M. L., Customer

Meet Our Agents

Patty Gogerty

Patty Gogerty

See Bio
Disclaimer: We do not offer every plan available in your area. Currently we represent 4 organizations which offer 41 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.