Annuities

A simple Medicare appointment turned into a conversation about a client's goal of leaving an inheritance to her son. By taking the time to listen and understand what mattered most to her, the team found a strategy that could help her potentially leave a larger legacy while keeping her retirement savings working for her.

A case study about the way risk tolerance shifts in retirement and why it matters. Disclaimer: Names and details have been changed to protect client information. This material is for educational purposes only and is not intended as a sales presentation and does constitute an endorsement of any specific advisor. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Any discussion of financial products, including annuities, is separate from Medicare plan discussions and requires a separate appointment. This is a hypothetical example. Individual results will vary.

When a local couple walked into Michael Sams’ office for a routine Medicare review, they had no idea they were about to make a major financial move—one that could earn them more than $30,000 in interest over the next three years.

We sat down with Michael Sams for a Q&A to discuss two recent real-life cases that perfectly demonstrate the benefits of annuities.

If you’re putting a large chunk of your nest egg in a fixed annuity, you may be wondering: is my money safe here? The truth may surprise you.