Say Goodbye to the Donut Hole! 2025 Medicare Part D Changes
Starting in 2025, there are some big changes coming to Medicare Part D. Here’s what you need to know.
How Part D Formularies Affect Your Prescription Drug Costs
Your Part D plan formulary can have a massive impact on your out-of-pocket prescription costs. Here’s how it works.
8 Things to Look for In Your Medicare Annual Notice of Change
We want you to fully understand how your health or drug plan may be changing for next year. Here are 8 things to look for in your Medicare Annual Notice of Change (ANOC).
Do I Need Medicare Part D If I Don’t Take Any Prescriptions?
If you have no maintenance prescriptions, you may assume you don’t need to sign up for Medicare Part D, or prescription drug insurance. But even if you aren’t required to sign up for a Part D plan, is it smart to get one anyway?
Medicare’s Part D Penalty, Explained
The longer you go without drug coverage, the higher your penalty will be.
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Meet Our Agents
Laura Pecina
Insurance Agent
Laura earned her license in Life, Health, and Accidental Insurance in 2013. In the spring of 2014, she graduated from Purdue with a Major in Management with Concentrations in Finance and Marketing, and a Minor in Communications. She then moved to Illinois and joined the Sams/Hockaday team in the fall of 2014.
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