How Part D Formularies Affect Your Prescription Drug Costs
Your Part D plan formulary can have a massive impact on your out-of-pocket prescription costs. Here’s how it works.
8 Things to Look for In Your Medicare Annual Notice of Change
We want you to fully understand how your health or drug plan may be changing for next year. Here are 8 things to look for in your Medicare Annual Notice of Change (ANOC).
Do I Need Medicare Part D If I Don’t Take Any Prescriptions?
If you have no maintenance prescriptions, you may assume you don’t need to sign up for Medicare Part D, or prescription drug insurance. But even if you aren’t required to sign up for a Part D plan, is it smart to get one anyway?
Medicare’s Part D Penalty, Explained
The longer you go without drug coverage, the higher your penalty will be.
Understanding Your Medicare Annual Notice of Change (ANOC) Is Critical
Your Medicare plan ANOC will be arriving in September. Here’s how to unpack this critical piece of mail.
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Meet Our Agents
Michael Sams
Insurance Agent
Michael became an agent with Sams/Hockaday in August of 2005 and has been helping seniors with health and life related products ever since.
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