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On average, smokers pay double what non-smokers do for the same life insurance coverage. But an awesome new life insurance policy has come onto the market that actually gives smokers a chance – and a huge break on the monthly premium.

“When you’re younger, you worry about people judging you and looking at you expectantly. When you get older, you just don’t care as much."

In Decatur, there are really only two urgent care options for seniors, and both are through DMH. Depending on what kind of insurance set-up you have, your coverage will differ slightly.

When it comes to Medicare, there’s so much information to take in. However, there are certain little-known facts about Medicare that don’t get talked about that often.

Do pre-existing conditions raise your rates? Can you be denied insurance coverage because of pre-existing conditions? Are pre-existing conditions not covered by insurance? All of your questions are answered inside.