If you’re a retired Caterpillar Union Worker (since 2005), you’ve gotten a letter in the mail about your health insurance changing. It can be confusing, and your options might be a little fuzzy. We’ve read the fine print and want to help you make the best financial decision you can.

The insurance industry has a lot of lingo — lingo that makes it somewhat difficult to understand. But once you can get a few phrases and terms under your belt, it all starts to feel a little bit easier. Today's tackle? Guaranteed Issue.

If you’re nearing that lovely age of 65, you’re probably getting hounded with information. In the next 5 minutes, we’re going to give you a crash course on Medicaid, Medicare, and Medigap — everything from what they are to what you should do about it.

Jerry Birkey's wife was diagnosed with cancer in June of 2016. They have been using their Medicare coverage. Jerry explains how well they have been covered. He was only responsible for $21.65 out of hundreds of thousands of dollars.

The Caterpillar Company Retiree Benefit Program is a good program, but it’s not the only option for non-union CAT retirees. Let’s look at how the plan works in relation to Medicare, and some ways retirees can save money while getting the same exact coverage.