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If you’ve retired from Ameren, you may have been notified that your retiree benefits will be changing, effective January 1, 2019. While it may seem like you are required to purchase everything through Aon, we’re happy to tell you that you have options. If you would prefer to work with a local, family-owned company with a hands-on and personalized approach, you can do that.

On average, smokers pay double what non-smokers do for the same life insurance coverage. But an awesome new life insurance policy has come onto the market that actually gives smokers a chance – and a huge break on the monthly premium.

“When you’re younger, you worry about people judging you and looking at you expectantly. When you get older, you just don’t care as much."

In Decatur, there are really only two urgent care options for seniors, and both are through DMH. Depending on what kind of insurance set-up you have, your coverage will differ slightly.

When it comes to Medicare, there’s so much information to take in. However, there are certain little-known facts about Medicare that don’t get talked about that often.